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To assist in monitoring the delinquency of loans.
This date defaults to the current date but may be changed by selecting from the calendar. The cutoff date will determine which activity will be included in the report. Any recorded activity with an activity date beyond the cutoff date will not be included in the calculations.
The screen will automatically default to include all loans found within the database. You may override the selection by either entering the loan # or selecting from the combo box. To narrow the selection to only one loan, enter or select from the combo box the appropriate loan number in both the beginning field and the “to” field.
Using the combo box, select the order in which the data is to appear. Selections include:
$ Loan Amount
You may also enter #, A, or $ if do not wish to utilize the combo box. If the sort is to be by Loan Amount, it will be based on the amount in the Loan Master file, Loan Terms tab, Loan Amount field. This does not always match the dollars disbursed.
Options for narrowing selection criteria include:
The following instructions relate to limiting the search to specific Fund(s), and the same instructions apply to each of the potential criteria above.
If you do not wish to include all loans, click on the “funds” tab. All existing funds will be displayed for your selection. To select a fund, move the cursor to the fund to be included and click – it will then be highlighted, indicating loans with that fund are to be included on the report. If you wish to include more funds, hold down the Ctrl key and click on the additional fund to be included. If you select a fund by mistake, hold down the Ctrl key and click on the fund again – the highlighting will disappear, indicating it no longer is to be included in the selection criteria. Continue this process until you have narrowed the search to include only those loans you wish to review.
Interpreting the Report
At the top of the report, you will find the selection criteria, including cutoff date, as entered. The run date and time of the report is also included.
Reflects the number associated with each loan.
If the Loan Master file contains information found under “Company Loan Information” the company name and address as entered will appear. If the Loan Master file contains information under “Personal Loan Information” the first and last name and address of the borrower will appear.
If the loan was established under “Company Loan Information” within the Loan Master file, the first and last name of the contact as entered will appear here.
If you are using Supplement #816 Direct Deposit and this client has chosen to have their repayments directly withdrawn from their bank account, "*Direct Deposit" will appear below the Contact name.
Reflects the phone number as recorded in the Loan Master file
Reflects the loan Closing Date as recorded in the Loan Master file.
This is the number listed under Loan Amount within the Loan Master file.
Reflects the total amount disbursed to the loan as of the cutoff date.
In the Loan Master file, Loan Terms tab, there is a field titled Total Pmts. The data within that field is shown here.
This shows the annual interest rate for each loan.
Reflects the data entered in Payment Frequency, found in Loan Master file, Loan Terms tab.
The Loan Master file, Loan Terms field titled Payment including Service Fees and Escrows is shown here.
Reflects the date of the most recently recorded activity prior to the cutoff date, along with the amount of that activity.
Reflects the loan balance as of the last recorded activity prior to the cutoff date.
Reflects the new paid-thru date of the last recorded activity.
Next Pay Due
Reflects the date the next payment is due.
Calculated as the days between the date the next payment is due and the cutoff date.
Things You Should Know